Photo by Lukas from Pexels Before you even start looking for a home, you should know what your credit score is. You can pull your own credit score from the three major bureaus without having points deducted from your credit score. You should know your score since it will affect how high your mortgage payments will be, and...

As a homebuyer, you likely want to do everything you can to ensure you can seamlessly navigate the property buying journey. Yet problems may arise that hamper your homebuying aspirations. Lucky for you, we're here to help you analyze the property buying journey and ensure you can avoid complications along the way. Now, let's take a look at three...

As a homebuyer, it is important to do everything you can to find your dream residence. Once you discover your ideal house, you should be ready to submit a competitive offer to purchase this home. Ultimately, there are several factors to consider as you try to put together a competitive offer to purchase your dream house. These factors include:...

Photo by Vivint Solar on Unsplash There’s little doubt that we all want to do our part to protect the environment and solar energy gives us an opportunity to get off fossil fuels. In a perfect world, we would all promptly discard our furnaces and adorn our roofs with solar panels. But if we lift up our eyes...

Photo by Andrey_Popov via Shutterstock Getting rid of a pest infestation in the home can be an expensive and stressful endeavor. Enjoy a comfortable, pest-free home with a few best practices. Preventative Control Every homeowner should invest in preventative pest control. Either hire a company to come and treat the inside and outside of your house on a...

Image by fancycrave1 from Pixabay Most home shoppers do not think about how the property they are considering is zoned. However, depending on certain circumstances, it may prove beneficial to check into zoning restrictions before you purchase a home. First, some homes are built in areas where there is mixed zoning — residential and commercial — which could...

Image by Pete Linforth from Pixabay Property buyers today may think of a credit union as an alternative form of lending and ultimately meant for people who don't fit the stereotypical borrower. But this assumption may a little unfair once you learn the facts. Credit unions present several unique opportunities that you simply won't find anywhere else. We'll...

The process of finding and purchasing your dream house may prove to be difficult, regardless of whether you are an experienced or first-time homebuyer. Fortunately, there are many things you can do to avoid hurdles as you navigate the homebuying journey. Now, let's take a look at three tips to help you quickly discover a quality home at an...

Image by Ally Thomas from Pixabay A VA loan can be the key to getting some of the most attractive terms possible on a home loan. Not only are lenders more forgiving on the minimum down payment requirements, but you may also be exempt from paying Private Mortgage Insurance until you've built up enough equity in the home....

Photo by Gerd Altmann via Pixabay Property owners got clobbered in the Great Recession of 2008, but that was the exception rather than the rule. Real estate typically weathers hard times well compared to other investments. Still, there’s always the possibility you could get squeezed if property values drop or if your personal or business income takes a...

Image by F. Muhammad from Pixabay Several years ago in an upscale comedy club located in a relatively downscale Los Angeles neighborhood, the owner gave an impassioned speech about how gentrification was affecting the Hispanic culture that once thrived there. The overlying, tear-filled message was that nothing could be done to preserve the integrity of her home and...

Perhaps the ultimate test of your planning and organizational skills is moving to a new house. If you fail to plan ahead and make the necessary preparations, moving can be a stressful and frustrating experience. On the other hand, if you approach it in a methodical, goal-oriented way, you'll be pleasantly surprised at how smooth the process will unfold....